๐ ๐ผ๐ต๐ฎ๐บ๐บ๐ฒ๐ฑ ๐ ๐๐ต๐ฎ๐บ๐ฟ๐ถ is a seasoned senior banking executive with over 14 years of progressive leadership experience at Riyad Bank, one of Saudi Arabiaโs premier financial institutions. He possesses deep expertise in governance, quality assurance, strategic transformation, and operational excellence. Known for his ability to design strong governance frameworks and elevate operational performance, Mohammed has played a pivotal role in enhancing regulatory compliance and improving the overall banking customer experience.
Expertise in Operational Governance and Quality Assurance
Currently serving as Vice President and head of collection governance section at Riyad Bank, Mohammed leads a dedicated team focused on implementing governance protocols and quality standards across the bankโs operational departments. He has successfully developed and enforced policies ensuring strict adherence to regulatory obligations and internal controls critical to risk mitigation.
His strategic leadership enables cross-functional collaboration to identify and address operational risks while driving continuous improvement through diligent monitoring of key performance indicators (KPIs). Mohammedโs emphasis on data-driven decision-making has consistently improved organizational efficiency and service quality.
๐ฃ๐ฟ๐ผ๐๐ฒ๐ป ๐ง๐ฟ๐ฎ๐ฐ๐ธ ๐ฅ๐ฒ๐ฐ๐ผ๐ฟ๐ฑ ๐ถ๐ป ๐ง๐ฟ๐ฎ๐ป๐๐ณ๐ผ๐ฟ๐บ๐ฎ๐๐ถ๐ผ๐ป ๐ฎ๐ป๐ฑ ๐๐ฒ๐ฎ๐ฑ๐ฒ๐ฟ๐๐ต๐ถ๐ฝ
Throughout his tenure, Mohammed has demonstrated a strong commitment to organizational transformation. As a Vision Transformation Leader, he led strategic initiatives aligned with national Vision 2030 goals, improving sales productivity, enhancing customer experience, and fostering a culture of innovation and growth within the bank.
In key managerial roles including Branch Manager and Assistant Vice President, he successfully oversaw daily operations, staff development, sales strategies, and compliance, ensuring high performance and alignment with Riyad Bank’s evolving strategic objectives.
๐ฅ๐ผ๐ฏ๐๐๐ ๐๐ฑ๐๐ฐ๐ฎ๐๐ถ๐ผ๐ป๐ฎ๐น & ๐ฃ๐ฟ๐ผ๐ณ๐ฒ๐๐๐ถ๐ผ๐ป๐ฎ๐น ๐๐ฎ๐ฐ๐ธ๐ด๐ฟ๐ผ๐๐ป๐ฑ
Mohammed holds a Bachelor of Business Administration in Finance and Financial Management Services from California State University, Chico. His educational journey is supplemented with advanced leadership training at Harvard Business School and the Riyad Bank Future Managers Program.
He is a Certified Lean Six Sigma Black Belt, emphasizing his expertise in process improvements and operational excellence. His wide array of certifications includes:
- ๐๐ฒ๐ฟ๐๐ถ๐ณ๐ถ๐ฒ๐ฑ ๐ ๐ฎ๐ป๐ฎ๐ด๐ฒ๐ฟ ๐ผ๐ณ ๐ค๐๐ฎ๐น๐ถ๐๐/๐ข๐ฟ๐ด๐ฎ๐ป๐ถ๐๐ฎ๐๐ถ๐ผ๐ป๐ฎ๐น ๐๐ ๐ฐ๐ฒ๐น๐น๐ฒ๐ป๐ฐ๐ฒ (๐๐ ๐ค/๐ข๐)
- Lean Six Sigma Black Belt (ICBB)
- PMI Risk Management Professional (PMI-RMP)
- Project Management Professional (PMP)
- Techniques of Running Daily Quality Processes According to Six Sigma
- Certified in Leadership and Negotiation
- Credit Counsellor Professional & Retail Certification
๐ฅ๐ฒ๐ฐ๐ผ๐ด๐ป๐ถ๐๐ถ๐ผ๐ป ๐ฎ๐ป๐ฑ ๐๐บ๐ฝ๐ฎ๐ฐ๐
Mohammed has been honored multiple times with top performance awards from global payment institutions such as Visa and Mastercard. His leadership is further validated by his continuous commitment to staff training, culture building, and innovative governance practices that have helped Riyad Bank maintain superior operational standards.
๐๐ฒ๐ฎ๐ฑ๐ฒ๐ฟ๐๐ต๐ถ๐ฝ ๐ฃ๐ต๐ถ๐น๐ผ๐๐ผ๐ฝ๐ต๐
Mohammed A Ghamri believes that effective operational governance is foundational to sustainable business success. He advocates for foresight, meticulous planning, and fostering a culture of accountability to drive efficiency and create value. His leadership mantra focuses on transforming challenges into opportunities with clarity and precision.
๐๐ฒ๐ฎ๐ฑ๐ฒ๐ฟ๐๐ต๐ถ๐ฝ ๐ค๐๐ผ๐๐ฒ
โGood governance and quality assurance are not mere compliance activities; they are vital enablers of resilience, trust, and long-term organizational success.โ
๐๐ป๐๐ฝ๐ถ๐ฟ๐ฒ๐ฑ ๐ ๐ฎ๐ด๐ฎ๐๐ถ๐ป๐ฒ proudly features ๐ ๐ผ๐ต๐ฎ๐บ๐บ๐ฒ๐ฑ ๐ ๐๐ต๐ฎ๐บ๐ฟ๐ถ among the ๐ง๐ผ๐ฝ ๐ญ๐ฌ๐ฌ ๐๐ป๐๐ฝ๐ถ๐ฟ๐ถ๐ป๐ด ๐ฃ๐ฟ๐ผ๐ณ๐ฒ๐๐๐ถ๐ผ๐ป๐ฎ๐น๐, recognizing his exemplary leadership and transformative contributions to operational excellence and governance in Saudi Arabia’s banking sector.
