Emmanuel Mac Deh is a seasoned banking professional with over 30 years of exemplary experience in Corporate and Institutional Banking, Credit Risk Management, and Financial Leadership across Africa and the Middle East. Currently serving as the Group Chief Credit Origination Officer at Equity Group Holdings Plc in Kenya, Emmanuel drives financial stability and growth through strategic credit risk management and innovative business transformation.
Extensive Global Banking Acumen
Emmanuel’s career spans multiple senior leadership roles with prestigious international banks including Equity Group, Al Rajhi Bank, Barclays, and Standard Chartered Bank. His deep expertise covers corporate credit approvals, credit policy formulation, credit administration, and risk appraisal, complemented by extensive exposure to emerging markets with cross-border responsibilities. He has successfully managed credit portfolios involving complex syndicated loans, project financing, and distressed asset restructuring.
Strategic Leadership in Credit and Risk Management
At Equity Group Holdings Plc, Emmanuel spearheads the origination of corporate credit solutions that support sustainable business growth and economic development across diverse sectors. Previously, as Senior Director and Head of Special Situations at Al Rajhi Bank, he oversaw critical distressed asset management operations, negotiating complex transactions and restructuring debt portfolios to maximize recovery and minimize risk exposure.
His leadership ensures the alignment of credit risk frameworks with evolving market dynamics and regulatory requirements, safeguarding institutional financial health while promoting responsible lending practices.
Credentials and Professional Expertise
Emmanuel is a Certified Islamic Finance Executive (CIFE) from the Ethica Institute of Islamic Finance and holds a Certified Fraud Examiner (CFE) credential, underscoring his expertise in anti-fraud strategies. He also holds a Credit Expert Certification from Omega Performance, USA, and is an accredited trainer on credit skills assessment.
His academic foundations include a Master of Science in Finance from the University of Strathclyde, a Postgraduate Certificate in Project Finance from Middlesex University, a Bachelor of Science in Administration, Banking and Finance from the University of Ghana, and specialized certifications from top-tier global institutions such as Yale University and Harvard Business School.
Commitment to Excellence and Industry Impact
Emmanuel’s career reflects a commitment to excellence, integrity, and innovation in banking. He actively contributes to professional communities and global risk management forums, championing best practices in credit risk, financial inclusion, and governance. His expertise ensures that financial institutions under his leadership maintain resilience and agility amid shifting economic landscapes.
Leadership Quote
Strategic credit risk management is integral to building robust financial institutions that drive inclusive economic growth and sustainable development.
Inspired Magazine proudly features Emmanuel Mac Deh as one of the Top 100 Inspiring Professionals, celebrating his outstanding leadership and transformative impact on the financial services sector in emerging markets.
