With over 18 years of dynamic leadership in enterprise sales and retail banking, Ramki G.V is transforming Oman’s financial landscape through innovation, customer-centric strategies, and inspired team leadership.
In the fast-paced and highly competitive world of banking, few leaders have demonstrated the blend of energy, innovation, and motivational prowess that defines Ramki G.V’s career. Currently serving as Head of Enterprise Sales for both Conventional and Islamic Banking at BankDhofar, Ramki’s journey is a compelling story of strategic vision, relentless execution, and a deep commitment to community development.
Early Career and Educational Foundation
Ramki’s foundational years in banking began in India, where he held key roles at GE Capital, HDFC Bank, and Tata AIG General Insurance. His academic credentials are equally impressive, holding a Master of Computer Science, an MBA, and advanced leadership and fintech certifications from prestigious institutions including Harvard Business School, The Wharton School, Indian School of Business, and University of Illinois Urbana-Champaign. This unique combination of technical expertise and business acumen has empowered him to navigate and lead complex banking operations with agility and insight.
Career Milestones: From Retail Sales to National Leadership
Ramki’s career in Oman spans nearly two decades, marked by significant leadership roles at Bank Muscat, National Bank of Oman, and now BankDhofar. At Bank Muscat, he spent over 14 years ascending through roles such as Head of National Sales & Expat Services and Group Head Sales & Services. His tenure was distinguished by the implementation of innovative performance monitoring systems, the launch of the bank’s first-ever sales contests for regional managers, and the establishment of a robust MIS unit that enhanced sales reporting and decision-making.
At National Bank of Oman, Ramki continued to drive growth in sales and business development, leveraging his deep understanding of both conventional and Islamic banking sectors. His leadership extended beyond numbers—he fostered a culture of collaboration, continuous learning, and customer-centricity.

Leadership Philosophy and Impact
Ramki’s leadership style is defined by his ability to motivate teams, customize sales strategies, and align organizational objectives with measurable outcomes. He believes in empowering employees through clear goals and innovative techniques, ensuring that every team member contributes meaningfully to the organization’s bottom line.
His approach to banking goes beyond transactions; he actively integrates strategic Corporate Social Responsibility (CSR) programs and community development initiatives, reflecting his belief that banks play a vital role in societal progress.
Driving Innovation and Customer-Centric Banking
Ramki has been at the forefront of integrating fintech solutions, optimizing collections, and expanding retail SME banking. His expertise in outbound telemarketing and customer retention strategies has set new industry benchmarks, ensuring that banks remain responsive and relevant in a digital age.
His continuous pursuit of knowledge—evident from certifications in data science, social media marketing, fintech, and leadership—enables him to anticipate market trends and innovate proactively.
Personal Philosophy: Soaring with Purpose
Reflecting on his journey, Ramki shared,
“After years of growth and learning, I embrace every new challenge as an opportunity to soar higher. Leadership is about inspiring others to achieve their best while driving sustainable success for the organization and community.”
Looking Ahead: Shaping the Future of Banking in Oman
As Ramki leads enterprise sales at BankDhofar, his vision remains clear: to harness innovation, empower teams, and deliver exceptional value to customers across conventional and Islamic finance. His story is a testament to how visionary leadership, combined with strategic execution and a heart for community, can transform industries and inspire generations.
Ramki G.V stands as a beacon of excellence and innovation in banking—a leader whose impact resonates far beyond balance sheets, shaping the future of finance in Oman and beyond.